As a New York Life agent, I am here to help guide you through the often overwhelming process of creating an insurance and financial blueprint.

One of the best things about working with Paras and Associates Insurance and Financial Services is our ability to offer real-world solutions to people who have a genuine need. We think of ourselves as a trusted resource: professionals who will see you through life's most difficult moments and help you prepare for the opportunities ahead.

I specialize in the following areas:

  • Transfer and Rollovers^ (Traditional, Inherited, Seps, and Roth)


  • Fixed
  • Income
  • Variable

If you're looking for someone who promises you the world or shoots for the moon, you're in the wrong place. At Paras and Associates Insurance and Financial Services, we take a measured, thoughtful approach—one that is grounded in reality and gives you the best chance of meeting your financial goals and objectives.

Step 1: Since everyone's financial situation is different, it's important for us to learn as much about you as possible. What are your biggest goals or financial concerns? Where would you like to be 10-20 years down the road? What financial resources do you already have in place? The more we know about you, the more helpful and accurate our recommendations will be.

Step 2: After getting to know you, we'll work together to prioritize your goals and break them down into specific, measurable objectives. That way it's easier to see how even the most challenging tasks—like paying off your mortgage or retiring early—can actually be accomplished.

Step 3: Now comes the fun part. We'll identify insurance and financial products that can help meet the specific objectives outlined above. If you like, we'll even consult with your financial, tax, and legal advisors to make sure all our efforts are coordinated.

For more information on how we can find the best reitrement solution for you contact me today.

^Before rolling over the proceeds of your retirement
plan to an Individual Retirement Account (IRA) or annuity, consider whether you would benefit from
other possible options such as leaving the funds in your existing plan or transferring them into a new
employer’s plan. You should consider the specific terms and rules that relate to each option including:
the available investment options, applicable fees and expenses, the services offered, the withdrawal
options, the potential flexibility around taking IRS required minimum distributions from the option, tax
consequences of withdrawals and of removing shares of employer stock from your plan, possible
protection from creditors and legal judgments and your unique situation. Neither New York Life
Insurance Company nor its agents provide tax or legal advice. Consult your own tax and or legal advisorsregarding your particular situation.


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